A calmer way to manage your note portfolio.

Hi there. Today I want to show you how I've been using AI in building a dashboard. The dashboard is for managing nodes. The one feature I'll be showing you today has to do with onboarding a node and the use of AI to assist with it. Before I walk you through it, though, there are three components that you should keep in mind. The first is the ability to upload files for the node. This can be PDFs, spreadsheets, or images. The second component has to do with the extraction of the text from the files and then AI analyzing the text that

was extracted. The third component is displaying the different data points with suggestions from AI that you can select from to populate the data points. I'll show you what that looks like next. This is the page to upload files for a new node. What I'm going to do is select the documents and then kick off the analysis for them. So here are the collateral files. That will be the first set of documents I'll upload. And you see here you can select the different type of files for the documents. The reason for it is just to help with organizing

the files in the dashboard for the node. So now what I'm going to do is upload and analyze the files. So here we get to see the progress of analyzing them. And then on the bottom here, you get to see the documents that were uploaded. All right. It looks like all the documents are done analyzing. It looks like there are 15 fields with suggestions. So let's go check those out. Here are the different data points for the node and suggestions for those fields. Looks like the borrower's name has a suggestion. Here you get to see different suggestions that

were generated from AI and you get to see the association for the file in the page where the suggestion was found. Here I'm going to select the mortgage for the borrower's name. Also, if you wanted to look at the document, just to double check the suggestion, there's a link here that you can select to view the source and the document will open that way. In this case, it was on page one. So I'd open page one. But if it was a different page, it'll open to that page number. So I'll select new suggestion for this one. Looks like there is a suggestion for the

servicer loan number. I'll skip that one because that was for the original lender. Looks like the payment amount was extracted. So I'll use that suggestion too. By the way, here the suggestion card is collapse. You can always expand it to get more information. In this case, it looks like there was only one suggestion. So you don't get to see a dropdown. If there were more suggestions, you would see a dropdown here, of course. And the origination date also looks like it got extracted. Let me expand it just to see more details on that. Here you get to see the area of

the text that was extracted from the document. It looks correct. So I'll go ahead and use that suggestion too. Maturity date looks like it also got extracted. And there's a dropdown. So there must be multiple files that mentions it. So I'll select the one from the mortgage. Use suggestion there. By the way, notice that there is a percentage for the suggestion. That's the confidence level. So it's a 90%. The payment frequency, for example, is a 95% confidence. That's still pretty high. 90, 95 is pretty good. Even 80, I've seen is pretty good still. So I'll use that suggestion too for the

payment frequency. Property type also looks like it got extracted. Single family. County got extracted too. State got extracted. APM got extracted also. That's good. So what I'm going to do next is just save those suggestions there and then go to uploading more documents so we can extract more data. Okay. So next what I'm going to upload is the purchase agreement. Let's do that next. And along with the purchase agreement, I'm going to also upload the BPO file and also I'll upload the title report too. All right. So I'm going to upload and analyze next. All right. So it looks like the analysis is done

and it looks like there's suggestions for 27 fields. Let's go take a look at those now. It looks like the acquisition fields have suggestions. For example, the purchase date from the purchase agreement is on here. It looks like in this case, it's from page four and here you can see the text associated to it. So that looks good. I'll select that. By the way, also notice that color of the suggestions is yellow. That means the suggestions are new. Existing suggestions that you have already reviewed, they will be gray instead. Okay. It looks like the BPO value got also extracted. Let's see the

text associated to the extraction. Test to see if it looks good. So here it looks like as is estimated sales price, 76K. So we'll use that suggestion here. The state is also extracted, but that was already selected. So we'll leave it alone. Okay. It looks like that's it for the set of suggestions. So we'll save it. And what I'm going to do up here is mark these suggestions as reviewed. That way, when I go extract the next set of suggestions, those will be the only ones that show yellow. Next, what I'm going to do is upload the payment history for the note. All right.

Doing the analysis now for it. It looks like there are nine fields that were extracted for that. So let's take a look at that next. We're going to use this loan number since this is the one from the payment history. It looks like the UPV amount was also extracted. So we'll use that. Interest rate will leave it alone since it was already extracted from the mortgage. Last payment amount, we'll use that field too. The servicer name looks like got extracted also. So we'll use that. Last payment received looks like was also extracted. So we'll use that one too. Save that. Mark this as reviewed.

Now let's go to the overview page. Okay. So this is the overview page. The first card is the decision summary. Here you will see exceptions or next actions that you should take on the note. For example, this note is in bankruptcy. So the next action is to review bankruptcy status. Here there are two exceptions flags. So you can look at the exceptions section for that to get more information. Next is the critical gaps. Here will be information that's still missing for the note. For example, property value, source, medium in this case would be that it's not a critical field.

Tax status would be another critical gap. This is the risk and exception section. There are a couple of exceptions here. Next due date passed. Bankruptcy chapter 13, of course. And here you'll also see some tips on what you should do next. Next card is that key metrics. Here you'll have a quick summary of where you are in terms of your investment. The snapshot section will have fields that are relevant from a day to day. The milestones section will have a summary of its current status, any kind of workout being done for it. In this case, it's in bankruptcy. And then key dates also of when it was

purchased, maturity, origination, etc. This is the AI highlights section. I will spend more time on this in a separate demo showing how AI is putting this summary together for you. All right, that's it. Next time I want to show you how I'm using AI to build a summary section for the note. The way it does is by looking at the different events that were logged for the note. For example, if there was conversation with the attorney, you would log that conversations with a servicer. Maybe there was a follow up with a borrower about insurance or something. Different types of events that you

will log for the note just to keep track where things are at. AI will take a look at those different events and then generate like a summary where the note has been. In case you have a team, for example, and somebody else is doing the day to day, at least you can have a summary of the note then. So I'll show you that next time. All right, bye.

hello today i'm going to show you how i am using ai to summarize what's been going on with the note there are two different places where i'm doing that the first place is the overview there's an ai section called ai highlights that'll show a summary of what's been happening with the note the second place is through digestible emails and you can configure them to be sent out daily or weekly daily will show a summary of what happened yesterday and weekly will show the summary of what happened that week let me show you how that's being done so this is the

overview for a note and there's a section down here called ai highlights here you'll see the summary that gets generated by ai in order for the summary to get generated you're going to need events to be added and the place to go for that is the activity panel so up here on the top you'll click activity and it'll open up this drawer where you can start entering different events of what's been happening with a note i'm going to add the first event for the note and this happened on august 12 2022 and on this date is when i agree with the seller i'll be moving forward with the due diligence on this asset

internal here is the visibility level you can have it external so in the future if there are other users that you want to give access to you can control what those visitors can see based on the external option for these events i'm going to leave them internal so i'm going to add this event now i'll add some more events and then we can see what the ai summary looks like so this next event is when i place the order for a title search and it's now ready for review what i'm going to do for this event is associate it to a particular document that i already uploaded so there's a button here called

attach document i'll click there and here's going to give me all the different documents i already uploaded for the note i'm going to associate it to this title report here and i'm going to add this event so after you enter the event and you want to see the history of events the section down here will show you all the events for the note by the way if you wanted to take a look at the attachment for the event that has been added you can always click on the attached document of an event and what that will do is open up that document also if you needed to edit an event that has already been entered

you can click on the three dots here you can say edit or delete and notice that you can only edit the ones that the system didn't create so these are system generated up here and then these ones are not so those are the only ones that you can edit or delete for the note here you can sort by log or by occurred occurred would be the date that you enter up here and log would be the date that you created the event so in this case i'm going to sort by occurred here's another event where i had an email conversation with the servicer so for the type i'm going to change it to email and i'll add the details

here for this and i'll add this event this is another event now for this one liz confirmed that now i should have access to the portal so i'm going to change the type to be a little bit closer to what the event is about so i'm going to select servicer portal update and adding the details by the way there's another section down here called the evidence reference details and for this section you can add comments about the document that is being attached and here i'm going to add another event where i'm following up with the servicer again this one is pretty long so i'm going to add a summary for

it wait until 90 day late to send demand letter that's the result for this one at that event and for this event is the wrap-up email with ally and with casey wilson the result of this event is closing the loop with ally and casey wilson about the collateral and that's it for this one okay so now the events have been added what i'm going to do next is generate the ai summary refresh ai highlights and here's the summary of where that note ended up at and here you see the dates also associated to that summary so august 12th agree on price with a seller august 19th to the 15th so this

is the range here completed due diligence with title search and bpo then sign psa with collateral transfer pending y receipt and here is the last one which is when the note was placed for sale january 7th to the 17th 2025 so about 10 days sale completed to new buyer who will retain ally servicer collateral transfer coordinator that sounds about right and here the sources section notice it's collapsed so it's because it's not important to you it's more just for troubleshooting and then if this summary doesn't look right you can click on flag us incorrect and that's just to track the

feedback to the system and if you click refresh ai highlights again what it'll do is take the data and try to generate another summary for the same set of events here you can see the wording is a little bit different but overall it's the same story so what i'm going to show you next is the email summary so for this one i'm going to show you where the notification settings are at here i'm going to go back to the dashboard and over here on the bottom right corner there's a notifications button you'll go here and you'll land in the settings page for notifications and here you can enable email

notifications for this workspace that means that all the members of this workspace if you have a team everyone will get this email notification and you can digest this daily or you can digest it weekly or you can just have it off if you want and here you can also change the time of the day and the time zone that you're in by the way if one of these time zones isn't the one that works for you you can always click the user browser time zone and that'll populate the time zone here for you so for weekly for example it'll always be shipped on the monday and you can select the time for this one too so

i'll do daily for now you will select what to include with that email so no changes and digest is here exceptions and next actions also will be included and if you had notes that you were auctioning and you wanted to receive a summary of notifications in the email you can check this box too i'm gonna leave this in check for me also ai highlights and digest this one is off by default i had just turned it on for testing so i'll leave this like that also if you wanted to test the email instead of waiting for the next one you can click on send test email so i'm gonna save the settings and

now we wait so this is the summary of the email this is a daily digest the date and the time zone and the first section here is the ai highlights it'll tell you a summary of what's been going on with two notes chapter 13 bankruptcy and payment due date is passed that makes sense and here again the sources section here it's kind of grayish because it's not important to you this is more just to get an idea of what the source of the ai text is coming from so it'll show you like what the fields are that ai use to generate the summary for this one makes sense three documents uploaded for 59 27 this section

here is not ai generated so even if you had ai turned off you're still gonna get some valuable information on in your email what needs attention this section tells you name of the note and what about the note needs attention so for this one is bankruptcy chapter 13 next to date pass and here's a link of opening the note or reviewing the legal status depending on what the attention is for it'll give you a link to different sections in the app to go to also information of what changed so this one would be the fact that documents were uploaded for this note and that's it for the demo so on the next

thing i want to show you how i'm using ai to analyze a ledger so what i mean by that is i can export the pnl or the balance sheet from quickbooks and import that into my workspace in the app and what it would do is match the note that you have added with what i found in those reports and then it'll pull out the expenses and income transactions for the note and it'll give you a summary of total profit or loss investors sometimes don't take into account the expenses and also the interest that has been accumulated while you own the note so i think that's important to get a clear picture of what the total

gain or loss is for the note i'll show you that in the next demo all right bye

Hi there. A few days ago, I had a real estate note investor send me a message regarding the dashboard that I demoed to you guys a couple of weeks ago. He asked me if the dashboard can help him support his note auctions. So I told him that I would take a look and once I had something to demo, I let him know. So that's what I want to do with you guys today also. But before I get started, there are two core components that I think you should keep in mind. The first concept is the sales room where the seller can manage their notes. And the second component is the

public page for the sales room where the bettors can review documents and other data points for the notes and then place their bids through that page also. So I'll demo that feature to you next. So the first thing I'm going to do is create a sales room for the other tape. I'll give it a title of February 2026 tape and I'll select the note that I'm going to post for sale, bet deadline. I'll make it maybe like a week from today and I'll have it end at the end of the day. I can also set up the link expiry. What that'll do is once date and time hits,

then whoever still has the link, they won't be able to access the documents for the notes. So for now, I'll leave a blank. So I'll create the sale room and that'll take me here to the new room. And if I want to update a deadline, I can do that on here again. And if I want to set the expiry for the link, I can do that here too. Next is the notes. For each note, you would want to set the visibility for the documents that bettors are going to have access to. So I'm going to edit the access for this one note. By default, you're going to see that all the documents are hidden.

I'm going to set tier one for documents that bettors can look at to determine their bid. And tier two is for like the person that won the bid. If there are additional documents that they want to look at to complete their due diligence, you can set the visibility for those documents to tier two. Just to show that concept, I'm going to set this HOI to tier two and then I'm going to save. Next is the copy link button here. Every time you hit this button, it'll create a new link that you can share. Later on, if you click on this button again, any previous links would no longer be

associated to this tape. The other two buttons is withdrawal. So once you are done with the bid, you can always withdraw the tape. And so bidders that still have that link will have access to the tape. And the other button is archive. Once you hit archive, it'll remove this cell room from the list of cell rooms that you have in the dashboard. Okay. And the other section to keep in mind here is this danger zone section. Here you can copy the room ID that's up here into the danger zone section and you can delete the cell room. That only works before anybody has accessed the room. Once people have

accessed the public link for the cell room, you won't be able to delete anymore. At that point, you can withdraw and archive. And the reason for that is to have a history of events that have happened on the public page. Right. So I'll copy the link now. Okay. So this is the public page for the cell room. And here you will see a banner telling you what your next step should be. So next, I want to verify my email. That's down here. So here's the code on the email. I'll copy that over down here. And the next step is I need to view the NDA and acknowledge it. So I'll do that next.

Here's the NDA. Now I can place a bid on the note. And also I can set a closing date. It's optional, but some sellers, they do want to know that ahead of time. So you can always set that here. And you can leave a note for the seller on here too. The other section is the document section. Here you can view the documents, press view. That'll open up the document for review. If you need to send the collateral for review to an attorney, you can download the files and send that over. So once you go through your review, what you can do next is submit a bid. So here I'll set an amount and maybe

you can set a date to the end of the month and maybe leave a note like contingent on attorney passing the collateral review and then submit a bid. And now you'll be able to see the latest bid that was submitted. You'll be able to see the amount, see the notes that you left, the closing date too. And you can submit another bid if you want. Maybe you change your mind. Let's say maybe you lowered it to 73K and maybe change the date to the first of the month. You can submit the bid there. And you see up here, it updated your latest bid information. So next, I'm going to show

you what that did to the note in the seller's dashboard. You see here in the seller's dashboard, there is information about the buyer, timestamps on what actions they took, and information about the bid that were submitted will be on here. You can see the close by date and you can see any notes that they left here too. And then access log will have just a list of actions that bidders took on the public page. You can always export your bids too into a spreadsheet. So what I'll do next is I'll approve the tier two documents for review. So this is a manual step you would take. So you have some

control who to give access to those additional documents. So I'll say approve tier two. Now you see tier two has been approved. If I go back to the public page and I refresh it, you'll see that now I have access to that HOI file, which is a tier two file. And that's the end of the demo. So next, I want to get back to showing you the AI feature, which is to summarize what's been going on with the note in terms of events that have been input for it. So I'll get back to that on the next demo. Bye.